VIB supports online transaction via credit card

International Bank (VIB) has implemented a solution to optimize online spending via credit cards for indivisual customers with a simplified credit card approval process, especially  fast online approval within 30 minutes; shorten the waiting time for using card to 3-4 hours; more utilities such as up to 6% cashback for online transactions, discounts up to 50% and 0% interest installments. 

Followed by the support package of interest rate cut from 0.5% to 1.5% per year for business customers affected by Covid-2019; online transaction via Internet banking and MyVIB support package with waiving transfer fee and offer 0.1% per annual for online saving; VND 10 billion of VIB’s donation to prevent Covid-2019, the program to promote online spending via credit cards is once again the practical and timely action of VIB for customers and the community. “VIB is the top 3 banks with the highest online card spending in Vietnam. Along with this, known as the leading in credit card in Vietnam, we offer a solution to optimize online spending via cards for customers with the fastest online approval, card issuing and simplified procedure. Besides, VIB will apply cashback and great offers for online transactions via credit card. We believe that, with these practical supports in terms of technology, procedures and incentives, VIB will contribute and be pioneer to promote non-cash spending in Vietnam, and this will be one of the effective online transaction solutions to prevent the spread of Covid-2019 epidemic.” Ms. Tran Thu Huong - Head of Retail Banking cum Head of Strategic Business of VIB shared. 

Completely online approval process within 30 minutes 

VIB pioneered optimizing the credit card approval process with big data and AI, and successfully applied with Online Plus – the outstanding credit card with cashback up to 6% for online purchases. Instead of going to a bank branch, users can simply register Online Plus right on their computer or cellphone without income certificates and receive a notification within 30 minutes only if met the bank's criteria. After that, customers will be provided credit card information via MyVIB to start spending online in 3-4 hours.

Shorten the waiting time to use the card to 3-4 hours

VIB Credit card and international debit card is integrated with the feature of Virtual Card and Green PIN, Virtual Card, Green. This helps to dramatically shorten the waiting period for customers from 3-5 working days to 3-4 working hours, meet customer’s demand by the fastest way. VIB also applies the modern security technology to allow cardholders to manage their cards anywhere, at any time through MyVIB. Cardholders can lock their cards immediately in the event of an emergency, activate their cards, lock or permit online transactions, reset their passwords, sign up for installments, and exchange reward points quickly and efficiently in less than 30 seconds, without having to contact a teller or visit a VIB branch. 

Preeminent utilities for online transactions

VIB's cards has a great of utilities for customers loving online shopping. VIB Online Plus credit card with cashback up to 6% of online spending and card fraud protection insurance up to VND 105 million. Besides, VIB International Debit Card will doubles cashback for online spending with unlimited and high cashback, including 1% cashback for all spending transactions and 1% extra for online spending. This is the most attractive cashback for dedit card accompanied by the comprehensive protection features, including card risk insurance and cardholder identity protection. 
VIB also has other cards such as Cashback credit card with unlimited cashback for all transactions including online transactions, VIB Rewards Unlimited earn 5 times point more than other cards, VIB Zero Interest Rate with 0% interest rate during credit cards’ validity.

Practical and outstanding incentives to support customers to prevent Covid-19 epidemic: cashback when spending at the pharmacy, offer up to VND 1.5 million and give hand sanitizer when registering credit card 

To protect the public health actively and proactively during the Covid-19, VIB is also applying cashback VND 50,000 to credit cardholders at Phano Pharmacy, Medicare, Century Healthcare and An Khang pharmacies from now to the end of 5/05/2020. Moreover, when registering a new VIB credit card from now to April 30, 2020, customers will be offered up to VND 1.5 million and hand sanitizer.
In addition, VIB credit cardholders are receiving other incentives such as: up to VND 2.6 million cashback when shopping at the supermarket, discount up to VND 50,000 when using Grab Car / Grab Bike / Grab Food / Grab Express, enjoy 0% interest rate on purchases for term 12 months at Nguyen Kim, Shopee, TIKI, Lazada, Sendo, FPT, Samsung, PNJ, Edena, Chi Lai, ... and discount up to 50% at hundreds of large and familiar partners nationwide.
Visiting www.vib.com.vn or calling VIB card center 18008192, or visiting any VIB branch nationwide to own VIB Credit card. Within 5 minutes, VIB consultants will contact to guide customers through the completion of the remaining procedures before the card is issued and delivered to the user.