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Benefits
Benefits

Don’t have to pay interest if don’t use excess amount in the account

 

Money withdrawal at the counter, ATM, POS, account transfer ; Withdraw amount exceeding the account’s available balance

 

Fast approval; convenient and easy to use

 

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Features
Features
  • Loan tenor: Up to 12 months;
  • Interest: calculated based on amounts and actual days of using funds;
  • Total limit of unsecured and secured overdraft: Up to 300 millions.
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Requirements
Requirements

Perfect for

Customers whose needs of spending exceeding the current account balances.

Customers who want to receive and use the loan via many methods: withdrawals from ATMs, bank transfer, payment at POS or cash withdrawals at the counter

List of documents

ID card, household residential registration book

Loan application form and repayment ability proof (in VIB’s form).

Documents demonstrating the incomes that can be used to repay the loan

Documents proving ownership, legal use for collateral of loan (if using secured overdraft)

Other required documents (if available).

 

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FAQs
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Warning

Warning

Invalid configuration found. Contact the administrator.

 
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