Don’t have to pay interest if don’t use excess amount in the account
Money withdrawal at the counter, ATM, POS, account transfer ; Withdraw amount exceeding the account’s available balance
Fast approval; convenient and easy to use
Customers whose needs of spending exceeding the current account balances.
Customers who want to receive and use the loan via many methods: withdrawals from ATMs, bank transfer, payment at POS or cash withdrawals at the counter
ID card, household residential registration book
Loan application form and repayment ability proof (in VIB’s form).
Documents demonstrating the incomes that can be used to repay the loan
Documents proving ownership, legal use for collateral of loan (if using secured overdraft)
Other required documents (if available).