The interest rate increases based on amounts and terms.
Term: 1 week to 36 months
Receive the entire amount of savings prior to maturity date in accordance with our regulation and enjoy non-term interest rates
☑ Currency: VND, USD, EUR;AUD
☑ Minimum amount: 10 million VND/ 500USD/ 500EUR;
☑ Interest payment time: end of period; quarterly; monthly
☑ Interest rate: step-up depending on the deposit amounts and fixed during the deposit terms;
☑ Ability to withdraw the entire principal before maturity date at demand interest rates;
☑ Ability to pledge, guarantee or mortgage at VIB or other credit institutions.
Terms and Conditions here
Interest rate for term deposit at branches
Term Deposit |
KKH |
1-3W |
1M |
2M |
3M |
4M |
5M |
6M |
7M |
8M |
9M |
10M |
11M |
12M* |
13M* |
14M |
15M |
18M |
24M |
36M |
1. Under 200mil |
||||||||||||||||||||
Interest payment by maturity |
0.10% |
0.70% |
5.40% |
5.40% |
5.40% |
5.40% |
5.40% |
6.00% |
6.00% |
6.00% |
6.30% |
6.30% |
6.30% |
7.90% |
7.90% |
6.30% |
6.80% |
6.80% |
7.30% |
7.30% |
Interest payment by quarterly |
|
|
|
|
|
|
|
5.91% |
|
|
6.17% |
|
|
6.17% |
|
|
6.62% |
6.62% |
7.08% |
7.07% |
Interest payment by monthly |
|
|
|
5.30% |
5.30% |
|
|
5.86% |
5.86% |
5.86% |
6.13% |
6.13% |
6.13% |
6.13% |
|
6.13% |
6.59% |
6.59% |
7.06% |
7.05% |
2. From 200mil to under 1bil |
||||||||||||||||||||
Interest payment by maturity |
0.10% |
0.80% |
5.40% |
5.40% |
5.40% |
5.40% |
5.40% |
6.10% |
6.10% |
6.10% |
6.40% |
6.40% |
6.40% |
7.90% |
7.90% |
6.40% |
6.90% |
6.90% |
7.30% |
7.35% |
Interest payment by quarterly |
|
|
|
|
|
|
|
6.01% |
|
|
6.27% |
|
|
6.27% |
|
|
6.72% |
6.72% |
7.08% |
7.11% |
Interest payment by monthly |
|
|
|
5.30% |
5.30% |
|
|
5.95% |
5.95% |
5.95% |
6.22% |
6.22% |
6.22% |
6.22% |
|
6.22% |
6.69% |
6.69% |
7.06% |
7.10% |
3. From 1bil to under 3 bil |
||||||||||||||||||||
Interest payment by maturity |
0.10% |
0.90% |
5.50% |
5.50% |
5.50% |
5.50% |
5.50% |
6.20% |
6.20% |
6.20% |
6.50% |
6.50% |
6.50% |
7.90% |
7.90% |
6.50% |
7.00% |
7.00% |
7.30% |
7.40% |
Interest payment by quarterly |
|
|
|
|
|
|
|
6.11% |
|
|
6.36% |
|
|
6.36% |
|
|
6.81% |
6.81% |
7.08% |
7.16% |
Interest payment by monthly |
|
|
|
5.40% |
5.40% |
|
|
6.05% |
6.05% |
6.05% |
6.32% |
6.32% |
6.32% |
6.32% |
|
6.32% |
6.78% |
6.78% |
7.06% |
7.15% |
4. Over 3bil |
||||||||||||||||||||
Interest payment by maturity |
0.10% |
1.00% |
5.50% |
5.50% |
5.50% |
5.50% |
5.50% |
6.30% |
6.30% |
6.30% |
6.60% |
6.60% |
6.60% |
7.90% |
7.90% |
6.60% |
7.10% |
7.10% |
7.30% |
7.45% |
Interest payment by quarterly |
|
|
|
|
|
|
|
6.20% |
|
|
6.46% |
|
|
6.46% |
|
|
6.91% |
6.91% |
7.08% |
7.21% |
Interest payment by monthly |
|
|
|
5.40% |
5.40% |
|
|
6.14% |
6.14% |
6.14% |
6.41% |
6.41% |
6.41% |
6.41% |
|
6.41% |
6.87% |
6.87% |
7.06% |
7.19% |
Interest rate for online term deposit
Term deposit |
Non-term |
1-3W |
1M |
2M |
3M |
4M |
5M |
6M |
7M |
8M |
9M |
10M |
11M |
Interest rate |
0.10% |
1.00% |
5.50% |
5.50% |
5.50% |
5.50% |
5.50% |
6.40% |
6.40% |
6.40% |
6.70% |
6.70% |
6.70% |
Notes
- W: week; M: month
- 12-month, 13 month deposit rate is only applied for deposits that meet one of the following conditions:
- In case customers withdraw their term deposit before mature date, they will enjoy only a relevant non-term interest rate.