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Z7_514612K01PNQD06A6PJ65DACE4
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Fees, conditions & documents for business investment loan

Including: Equipment loan; Business location renovation loan and Business property purchase loan

Z7_514612K01PNQD06A6PJ65DACE5

1. Fee schedule

1.1 Fee (collected by VIB)

Loan appraisal fee Free
Collateral valuation fee From 1,000,000 VND
SMS fee Free

1.2 Fee (collected by third-party)

Contract notarization fee Approximate 0.1% of contract value
Secured transaction registration fee 80,000 VND
Fire insurance Following Insurance company tariff
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2. Customer criteria and documents

2.1 Customer criteria

Customer From 18 years old and not exceed 70 at loan maturity
Residential/working address ≤ 100km from customer location to VIB branch
Income Have a stable income, can afford to repay the loan
Credit history No past due history

2.2 Document

2.2.1. Equipment Loan

Legal document
  • Business license
  • Identity document (ID/Citizen ID)
  • Marital status confirmation
  • Confirmation of residence
Income document
  • Sales books/ Invoices/ Receipts/ Expenditures of business
  • Account statement
  • Labor contract, salary statement (if any)
  • Capital contribution contract (if any)
  • Rental contract (if any)
Loan document Contracts/ Purchase order/ Invoices
Collateral document Certificate of ownership/ Right of usage

 

2.2.2. Business Location Renovation Loan

Legal document
  • Business license
  • Identity document (ID/Citizen ID)
  • Marital status confirmation
  • Confirmation of residence
Income document
  • Sales books/ Invoices/ Receipts/ Expenditures of business
  • Account statement
  • Labor contract, salary statement (if any)
  • Capital contribution contract (if any)
  • Rental contract (if any)
Loan document
  • Certificate of ownership/ Usage right of business location
  • Construction/ Installation contract
  • Construction cost estimation/ Confirmation
Collateral document Certificate of ownership/ Right of usage

 

2.2.3. Business Property Purchase Loan

Legal document
  • Business license
  • Identity document (ID/Citizen ID)
  • Marital status confirmation
  • Confirmation of residence
Income document
  • Sales books/ Invoices/ Receipts/ Expenditures of business
  • Account statement
  • Labor contract, salary statement (if any)
  • Capital contribution contract (if any)
  • Rental contract (if any)
Loan document
  • Certificate of ownership/ Usage right of business location
  • Real estate contract
Collateral document Certificate of ownership/ Right of usage
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