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Fees, conditions & documents for business loan

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1. Fee schedual

1.1 Fee (collected by VIB)

Customer appraisal fee Free of charge
Early fee According to VIB's regulations of each period

1.2 Fee (collected by third-party)

Collateral valuation fee According to valuation company's pricing (from 1.0000.000 VND)
Contract notarisation fee Following valuation company's (approximate 0.1% of contract value)
Secured transaction registration fee Following Government's regulation
Fire insurance (apartment) Following Insurance company tariff
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2. Customer criteria and documents

2.1 Loan criteria

Customer Vietnamese citizen, from aged 18 years and older
Business activities Have production, business and service activities in accordance with legal regulations
Have a feasible business plan activities
Collateral: real estate
Salaried income Income from business , salary, rental, and investment 

2.2 Document check-list

Identity document ID/Passport and Household registration book
Income document
  • Business License
  • Labor contract và Bank statement/ Payslip
  • Property ownership certificates and Lease Contract
Loan purpose document Sales & Purchase contract/invoice
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You still have questions about the product? Let us help you

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