Fees and conditions - Business loan

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1. Fee schedual

Customer appraisal fee	Free of charge
Early fee	According to VIB's regulations of each period

Collateral valuation fee	According to valuation company's pricing (from 1.0000.000 VND)
Contract notarisation fee	Following valuation company's (approximate 0.1% of contract value)
Secured transaction registration fee	Following Government's regulation
Fire insurance (apartment)	Following Insurance company tariff

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Customer	Vietnamese citizen, from aged 18 years and older
Business activities	Have production, business and service activities in accordance with legal regulations Have a feasible business plan activities Collateral: real estate
Salaried income	Income from business , salary, rental, and investment

Identity document	ID/Passport and Household registration book
Income document	Business License Labor contract và Bank statement/ Payslip Property ownership certificates and Lease Contract
Loan purpose document	Sales & Purchase contract/invoice

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