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Fees, conditions & documents for business loan
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1. Fee schedual
1.1 Fee (collected by VIB)
Customer appraisal fee | Free of charge |
Early fee | According to VIB's regulations of each period |
1.2 Fee (collected by third-party)
Collateral valuation fee | According to valuation company's pricing (from 1.0000.000 VND) |
Contract notarisation fee | Following valuation company's (approximate 0.1% of contract value) |
Secured transaction registration fee | Following Government's regulation |
Fire insurance (apartment) | Following Insurance company tariff |
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2. Customer criteria and documents
2.1 Loan criteria
Customer | Vietnamese citizen, from aged 18 years and older |
Business activities | Have production, business and service activities in accordance with legal regulations Have a feasible business plan activities Collateral: real estate |
Salaried income | Income from business , salary, rental, and investment |
2.2 Document check-list
Identity document | ID/Passport and Household registration book |
Income document |
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Loan purpose document | Sales & Purchase contract/invoice |
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