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  • Savings
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  • Tariff for individual deposit
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Tariff for individual deposit

Applied from 25/01/2024

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1. Account services fee

1.1 Term Deposit fee

CCY Fee rate Application Fee frequency
Close (fully or partially) VND 0   by tranx
Close (fully or partially) FCY USD: 0.2%
FCY: 0.4%
Min USD: 2; FCY: USD 4
As in note 2e
by tranx
Deposit contract/ Certificate Deposit (CD) loss VND 200,000 Per 1 Deposit Book one off
Deposit contract/ Certificate Deposit (CD) loss FCY 10 Per 1 Deposit Book one off

1.2 Blockade

CCY Fee rate Application Fee frequency 
Blocked for the purpose of pledging/mortgaging at other credit institutions VND

Amount< 5 bio: 0.1%

Amount ≥ 5 bio: 0.05%

Per 1 Account; Min 200,000 one off 
TD account other purposes VND 200,000 Per 1 Account one off
TD account FCY 10 Per 1 Account one off

1.3 Other fees

CCY Fee rate Application Fee frequency
Acc. Confirmation VND 50,000   one off
Bank statement request VND 2,000/page Min 20,000 one off
Document copy request VND 50,000   one off
Authorization VND 200,000 Per 1 Account one off
Standing instruction fee (for Daily Saving/Goal Saver) VND 0   one off
Ownership transferring for Saving book/ Deposit contract/ CD VND 200,000 Per 1 Account one off

1.4 Management fee for iDepo

CCY Fee rate Application Fee frequency
For Deposit contract iDepo Online VND Min 10.000 Actual day of holding in the interest payment period one off
4.0%/per year
2.0%/per year
1.5%/per year
1.0%/per year
0.0%
≤ 29 days
30 - 59 days
60 - 89 days
90 - 159 days
≥ 160 days
 
For Deposit contract iDepo VND Min 200.000 Actual day of holding one off
4.0%/per year
2.0%/per year
1.5%/per year
1.0%/per year
0.0%
≤ 29 days
30 - 59 days
60 - 89 days
90 - 159 days
≥ 160 days
 
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2. Notices

a. FCY means foreign currency and refers to: USD, EUR, AUD.

 

b. Service fee in the table is excluded VAT. Service fees might be changed base on VIB policy in certain time.

 

c. Service fees are levied on a one-time basis upon incurring or one-time accrual after the completion of the entire service, depending on the type of service.

 

d. Service fees  are not refundable.

 

e. Apply conditions for FCY TD withdrawal:

CCY Apply conditions
USD
  • Early withdrawal of Time Deposit with a tenor < 36 months; or
  • Early withdrawal of Time Deposit with a tenor ≥ 36 months and actual deposit period < 01 month
EUR, AUD
  • Early withdrawal or on-time withdrawal of Time Deposit with a tenor < 02 months; or 
  • Early withdrawal of Time Deposit with a tenor ≥ 02 months

Withdrawal in foreign currency is understood as withdrawing outside the VIB network system. This fee does not apply to cases of withdrawing and selling foreign currency to VIB, or withdrawing to deposit again (exchanging savings books).

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Abbreviations: 

Tranx: Transaction; Cus: Customer; TD: Term deposit

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