- Credit
- Overdraft loan
Overdraft loan
Meeting demand
Timely support for customers to take out more money than the amount available in their current accounts
Lending method
Secured overdraft loans and unsecured overdraft loans
Automatic repayment
Automatic repayment of the overdraft balance as soon as funds are credited to the account without manual repayment procedures
Product features
Securities companies
VND
Supplementing temporary working capital need for the customer's business operations
≤ 12 months, and the maximum maturity date of the overdraft loan is the same as the maturity date of the short-term credit loan provided by VIB to the customer
From the day after the customer draws down the loan to the maturity date of the overdraft loan
Repaid from the customer's overdraft account
The customer may deposit or transfer funds into the overdraft account at any time and/or on the maturity date of the overdraft loan
Monthly