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Information
Working Capital Loan
Working Capital Loan
VIB finances SME enterprises to supplement working capital for business activities
Meet the needs
Meeting the needs of SME to supplement working capital for production activities, purchasing goods, raw materials, fuels, and covering various expenses.
Competitive interest rates
Preferential loan interest rates start at just 5.8% per year (interest rates may change according to VIB's regulations)
Quick and simple procedures
Simple documentation and fast application approval time
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Customer
SME enterprise customers with revenue or charter capital less than 100 billion VND seeking loans to supplement working capital.
Condition
- Established time : at least 12 months and have feasible business plan
- Financial conditions: meet VIB regulations
- Collateral : real estate, as well as financial documents issued by VIB.
Loan to value
Maximum 100% customer demain
Loan to value
- Real estate: Up to 80%
- Financial documents issued by VIB.: Up to 100%
Maximum Loan Amount
15 billion VND
Tenor
Maximum 24 months
Documents
- Legal documents
- Financial documents
- Collateral documents
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CSS
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