Z7_IQGAHH8011TR4065RFUQNF0A84
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    • Working Capital Advance Loan
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Z7_IQGAHH8011TR4065RFUQNF0A85

Meet the needs

Meeting the needs of Micro SMEs to supplement working capital for production activities, purchasing goods, raw materials, fuels, and covering various expenses..

Competitive interest rates

Preferential loan interest rates start at just 6.5% per year (interest rates may change according to VIB's regulations )

Quick and simple procedures

Simple documentation and fast application approval time

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Customer

MSME enterprise customers (with revenue or charter capital less than 100 billion VND) , SME enterprise customers (with revenue or charter capital less than 400 billion VND) seeking loans to supplement working capital.

Condition
  • Established time : at least 24 months and have feasible business plan
  • Financial conditions: meet VIB regulations
  • Collateral : real estate.
Loan to value

Maximum 100% customer demain

Loan to value

Real estate: Up to 90%

Maximum Loan Amount

30 billion VND

Tenor

Maximum 24 months

Documents
  • Legal documents
  • Financial documents
  • Collateral documents
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